Are you aware that your lifestyle has an effect on your Missouri life insurance premiums? This comes as a surprise to many people- but it makes sense! If you are engaging in an activity that lowers your life expectancy, of course you will be paying more for coverage. Quitting will not only help you save on insurance costs, but finances in general! Kicking this expensive habit will save you a lot more than just money in the long run.
Here are a few tips to help you put the cigarette out:
#1: Replace the craving. Look into nicotine gum, lozenges or even the patch. This will keep you from having withdrawals and slowly pull you away from your addiction.
#2: Speak with your doctor. Not only will they scare you with disease facts and health issues, but they could give you a prescription to help curb your cravings.
#3: Rid of reminders. It’s time to trash the ash tray and wash your clothes, walls and even furniture. Anything that will remind you of your bad habit needs to be eliminated from your life!
#4: Refresh yourself. Since you are looking at a “new you” it’s time to start fresh- start exercising and eating healthier foods. The feel-good endorphins will keep you going!
#5: Treat yourself. If you are feeling extra stressed, just treat yourself! Go for a massage or go clothes shopping. These activities are a lot healthier and it will get your mind off of your cigarettes.
#6: Talk with friends. Do you have another friend who smokes? Discuss your concerns with them and see if they are up to the challenge. Going through a hard time together will help you both.
#7: Don’t give up. Giving in is most likely going to happen at some point, but don’t give up! The more you try, the closer you will be to succeeding.
Give these tips a shot- we know you can do it! Not only will you feel better about yourself, but you will be boosting your health and reducing your Missouri life insurance costs. Don’t let such a bad habit take a toll on your wallet. You deserve a better splurge than a pack of cigarettes!