10 Spring Cleaning Tips for Homeowners

Spring has sprung, which means spring cleaning should be in the near future for homeowners. Sure, it may not be the most fun task but you are sure to feel refreshed and ready for warmer weather once you de-clutter and clean your home from top to bottom. No idea where to begin? No problem! Our agency is here with 10 spring cleaning tips.

#1: Start by stripping all those beds! Out with flannel sheets and in with cotton.

#2: Clean curtains/blinds/shades – or better yet, replace wintery ones with light and airy ones.

#3: Have your carpets cleaned professionally or tackle this project yourself. If you have hardwood floors, do the same.

#4: Clean out the pantry to rid of expired items.

#5: Clean out all closets and drawers. Move all winter gear into the attic or basement. A reorganized closet will be a breath of fresh air, and may make choosing an outfit MUCH easier (especially for the ladies!)

#6: Create a different mood in your home or change the theme. The spring is a good time to go with a “lighter” mood and look. You can paint the walls if you want a major change, or simply change your throw pillows for a minor change.

#7: Clean that bathroom from top to bottom. Make it shine!

#8: Clean all the windows in your home to let the sun shine through – yes, even the harder to reach ones.

#9: Dust and/or replace light bulbs and light fixtures in your home.

#10: Last but not least, give your insurance agent a call to update your homeowners insurance policy for the new season. It is always a good idea to “check in!”

Are you ready to get your cleaning on? Follow the tips above by making a to-do list. You can even print this article and check off as you go through. Do whatever works best for you. We will be glad to know that we could be of assistance to you!


Read More

Home Renovations to Tackle

Are you bored with your home? Lucky for you, summer is winding down and children are going back to school… giving you time to tackle home renovations! If you are ready to remodel, renovate or simply redecorate, you are sure to find a few of these ideas helpful and inspiring.

Our agency has put together a quick list of ideas. Great for some change in your home:

  • Have a professional come in and tear down a wall to open up a room.
  • Again, have a professional add a few windows to your home for a brighter atmosphere.
  • Install new kitchen appliances for an updated look.
  • Redesign and remodel the bathroom.
  • Purchase fine art for the walls in your home for a new theme or look.
  • Choose new paint for the walls
  • No garage? No problem! If you have the land to build one, go for it! If you need help, turn to a professional.
  • Add new shutters for your home for a fresh look and protection from storms.
  • Replace or revamp the siding on your home.

Our Missouri agents hope that you have found these ideas inspiring. Sometimes, all you need is a new look or theme to spice up a boring room. Just remember, whether you undertake major or minor renovations, your home insurance could be affected. Be sure to let our agents know of your remodeling and we will determine if you need more or less coverage!


Read More

Prevent Burglary at Home While Away on Vacation

Are you leaving for a two week vacation? Ah, how exciting! While you may already be laying on a beach in your mind, it is important that you prepare before hopping on that plane. Those who do not lock up and properly prepare their home are much more vulnerable to a burglary.

Here are a few ways to keep from becoming a burglar’s target:

  • Ask a trusted neighbor or family member to take in your mail and newspaper, mow the lawn, check on the house, etc.
  • If you do not have someone to do these things, have your mail and newspaper held at the post office.
  • Make sure all windows, doors and entrances are locked and secured, both upstairs and downstairs.
  • Trim branches, trees and bushes around your front and back doors. Too much shrubbery will make it easier for burglars to hide.
  • Set an alarm while you are away and make sure the police will be notified if it goes off.
  • Set lights in your home on timers to go on and off. This will give the illusion that you are home
  • Turn down your answering machine message to avoid advertising your absence.
  • Avoid spreading the word over social media about your 2-week vacation. You wouldn’t want people finding out that your home will be vacant!

Follow the tips listed above and you may be avoiding quite a devastating situation while staying claim-free.


Read More

10 Ways to Makeover Your Home this Summer!

There is only a month or so left until summer begins! What are YOU doing to prepare? As a homeowner, now is a good time to have you’re A/C system looked at, pool cleaned and ready for the season, and update your Missouri insurance policy. Between grilling, swimming pools and fireworks, it may be a risky summer!

Another great way to prepare for summer is to decorate your home! Here are 10 ways to give your home a summery makeover:

#1: Break out the wicker baskets! These can serve as great storage and they simply look summery.

#2: Sick of the same old walls? Repaint them! Opt for a bright color this season.

#3: Choose a new scent for the season. Summer candles will be coming out!

#4: Take down those heavy curtains and choose bamboo-inspired ones.

#5: Nothing screams summer more than seashells and beach-themes!

#6: Update your outdoor patio with a new set of furniture, or just new pillow cushions!

#7: Add more warmth to your backyard with a row of tiki-torches. Great for outdoor parties!

#8: Choose a nautical theme! Red, white and blue will look great; and don’t forget to add some stripes!

#9: Head to your local home decorating store for new accessories. Bright pillows, frames and trinkets will look the best!

#10: Finish off your kitchen table with some fresh flowers.

Your home should start feeling like the summer season in no time with these decorating tips!

If you are more interested in coverage for the summer months, do not hesitate to contact our Missouri insurance agency! We would be more than happy to provide you with a free homeowners insurance quote, auto insurance quote or more!


Read More

Are Your Bored at Home? Redecorate This Summer!

Does your home need a facelift this season? With winter weather behind us, now is actually a great time to brighten up your home and prepare it for the summer season ahead!

Here are a few summer decorating ideas to consider:

  • Paint the walls a bright, new color!
  • Purchase a summery vase for your kitchen table and put some fresh flowers out.
  • Take down your heavy winter curtains/shades and replace them with light and airy ones.
  • Change up the accessories you have around your home, from the lampshades to your throw pillows. Go bright this summer!
  • Want to bring the beach to your home? A few beach-inspired pieces will do the trick (seashell frames, anchors, etc.)
  • Break out a wicker patio set for your porch!
  • If you want to brighten up your bedroom, simply purchase a new comforter.

Besides redecorating, now would also be a good time to check in with your Missouri insurance agent. Your home insurance policy should be updated at LEAST once a year to accommodate any chances your home may have undergone over the past few months. Whether you have had a pool installed for this summer or have remodeled your kitchen, your home insurance will be affected. Feel free to contact us today for some help in this area!


Read More

Celebrate National Clean Air Month This May!

Happy May! There is a lot to celebrate this month. Besides lovely weather and college students graduating all over the country, May is also National Clean Air Month! As a homeowner, this is a great time to check on the quality of the air in YOUR own home and improve it. How? Allow us to give you a few ideas…

  • Clean all air conditioning filters in your home. Dirty filters will mean dirty air.
  • Install a carbon monoxide detector and make sure it is working properly.
  • Have your home tested for radon this month. Radon is silent, odorless and a killer.
  • Painting this season? Choose a paint with low-VOC.
  • Does anyone smoke in your household? Have them take it outside! Smoking indoors is not only harmful due to secondhand smoke, but will pollute your home.
  • Purchase an indoor plant for your kitchen or living room.
  • Nix the toxic cleaning products that you use inside your home. Instead of buying commercial cleaners, make your own with water, vinegar and lemon.
  • If you notice any traces of mold, scrub it with a bleach and water solution.
  • Vacuum as often as possible to take care of dust and dirt.
  • Simply open up a window for some fresh air on a breezy day.

Taking care of your home and the air quality should always be a priority, not only during the month of May!

Another way to take care of your home: keeping it protected with home insurance. Feel free to contact our Missouri insurance agency for any questions or concerns about your home insurance policy. We would be more than happy to speak with you!


Read More

7 Gardening Tips for the Spring Season!

By now, many homeowners have already cleaned their homes, updated their Missouri insurance policies and put away winter gear. Up next, spring time landscaping!

If you will be gardening this summer, now is the time to start. Here are seven tips that will have your garden growing before you know it:

#1: Make sure your soil is ready with the right nutrients. If not, your crops and flowers may not grow to their fullest potential.

#2: Grow your plants, flowers and veggies from seeds.

#3: Pull out any dead roots or bulbs.

#4: Make sure you have all the necessary gardening tools before you begin. You can head to your local discount store for inexpensive gear.

#5: Fence in your garden to keep small animals and even small children from damaging your plants.

#6: Opt for manure! It may smell or put you off, but this fertilizer works.

#7: Don’t forget about your window boxes! Putting colorful flowers in your window boxes is a great way to give your home a spring face-lift.

These gardening tips are sure to have your flowers and veggies growing in no time!

If you are more concerned about your coverage for the season, look no further. At ABS Insurance Agency, we want to provide you with comprehensive Missouri insurance policies this season, whether home, auto, motorcycle, umbrella or even watercraft; all important policies for the upcoming season!


Read More

7 Ways to Bring Spring into Your Home!

Can you believe spring will be here in just a week? We are more than ready for warmer weather and new beginnings! Besides spring cleaning, we believe that it is important to bring a little spring season into your home, too.

Here are seven ways to bring spring into your home:

  1. Brighten up a room. Yellow is the color of spring, so take advantage of it! This color is sure to brighten up any room, whether you opt for a pale yellow paint or a few yellow accessories.
  2. Choose a new theme. Your winter theme is much different than what a spring theme should look like. Head to a local Home Goods and update the accessories.
  3. Update your curtains. Heavy curtains may have been up to keep the temperature up but there is no need for them now! Choose light and flow-y curtains for the new season.
  4. Put out fresh flowers. Nothing screams spring more than a bouquet of fresh flowers on the table.
  5. Update your walls. Bored of the same old walls? Choose a new color to give a room a facelift! Again, think cheery and bright.
  6. Opt for bright or pastel linens. Pinks, yellows and greens are great for the spring season.
  7. Go natural. Opt for natural pieces such as a wooden frames or sea shell accents.

Before you know it, you will have spring fever! The new season is sure to bring warmth and brighter days; so why not do the same for your home?

Once you are finished decorating, now is a great time to catch up on your coverage. When is the last time you updated your home’s Missouri insurance policy? Even the smallest changes such as a recent addition to the porch or a new furry friend running around will affect your policy. Be sure to update your coverage for the new season!


Read More

Looking for a Change of Scenery? Get Your Move On!

Whether you have moved before or you are a first-time home buyer, moving is always an exciting time! Change is a great thing and if handled correctly, it does not have to be as stressful as it may seem. It is normal to be nervous and stressed during this time, but do not let it affect your mood and the tasks at hand. There is a lot to do!

Here are a few friendly reminders:

  • Make a to-do list to keep your mind on track.
  • Mark your boxes with details. This will help when you go to unpack or look for something specific!
  • Pack a box with only the necessities- the items that you will most likely need as soon as possible.
  • Keep important documents, paper and valuables close. It may be best not to trust the movers with these items.
  • Be sure to choose and finalize your home insurance policy before moving day.
  • Remember to notify the post office, friends and family of your new address.
  • Meet the neighbors as soon as you can!
  • If this home is not new, remember to change the locks. You never which past owner will have a spare key.
  • Unpack the most important rooms first, such as the kitchen and bathroom.

Missouri insurance companies understand that moving will leave individuals stressed out and even forgetful. That is why we have put together this list of reminders for you! Feel free to speak with us at ABS Agency about your home insurance policy, too. We are dedicated to making sure you are properly covered and fully understand your policy.

Good luck with the move!


Read More

Make Over Your Home This Season!

Now that the holidays have arrived, the fun begins! Besides shopping, gift wrapping and family parties, it is also a time for holiday decorations and cheer! This calls for a few DIY projects, sparkle, and holiday scents.

#1: Find a festive palette. Are you going to go with red and green or silver and gold? The options are endless! Have the color scheme run through your home, from your tree to your throw pillows.

#2: De-clutter. Soon, the gifts will be coming! It is time to get rid of the old and make room for the new. Clear out all your closets, pantry and even the basement. You may even find a few old coats or canned goods to give to a holiday clothing drive or food drive!

#3: Add some sparkle. What would the holidays be without a little sparkle and glitz? Ornaments area great way to achieve this! Put them up on the tree or display them in a vase for a cool centerpiece.

#4: Update your policy. With all your holiday guests this season, it is important to make sure your home insurance is ready! Be sure to speak with Missouri insurance companies about the proper policies to put in place, whether general liability, umbrella insurance or even valuable article coverage.

#5: Make your own wreath. Are you ready to DIY? Making a holiday wreath is simple, fun and rewarding! Do this by shaping a few wire hangers into a circle, collecting pine tree branches from your backyard, securing with glue or wire, and adding a big red bow!

With these holiday decorating tips, your home will be ready for guests in no time! Do you have any decorating tips to share? We would love to hear!


Read More